Author Archives: Annuities
The Point-to-Point Crediting Method for Indexed Annuities
Indexing or crediting methods of indexed annuities are used to determine their rates of return. One of the most popular ways to do so is the point-to-point method. There are different ways to calculate it depending on the time period … Continue reading
Posted in Financial Planning
Tagged Indexed Annuities, Indexed Annuity, Tax-deferred Annuity
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Fulfill Current and Future Financial Goals by Investing in a Fixed Annuity
As soon as individuals have maintained a stable job, settled their finances, and paid off their loans or mortgages, many of them will start looking into their future. For those interested in investing their money in annuities, a fixed annuity … Continue reading
Posted in Financial Planning
Tagged fixed annuities, fixed annuity, Fixed Income Annuities
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Different Types of Annuities Explained
Annuities are solid investments but its many different types may cause confusion on your part. Choosing one that is the best for you will require the services of a financial expert who is willing to understand your investment profile and … Continue reading
Posted in Financial Planning
Tagged annuities, Annuity information, fixed annuities, Indexed Annuities, Tax-deferred Annuity
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Annuity Income Riders
Income Riders Explained Income riders have turned out to be one of, if not the, most well-liked benefits ever to be supplemented with fixed deferred annuities. Associates of the National Association for Fixed Annuities (NAFA) account that over half of … Continue reading
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Tagged fixed annuities, fixed annuity, income rider, retirement
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5 points of advice for annuity shoppers
The intent of annuities is retirement: Annuities are most efficient when they are used to supplement income once the owner is retired. The idea that these products grow in an account, tax deferred, with a plausible rate of return, is … Continue reading
Qualified & Non-Qualified Annuities
What is the difference between a “qualified” and “non-qualified” annuity? The IRS looks at funds in terms of qualified or non-qualified, in order to determine that money’s tax-ability. If money is non-qualified, that means it is not part of a … Continue reading
When Should I Buy a Deferred Annuity?
There are three factors that you need to consider when you are looking at investing in a deferred annuity. They are: 1. Time 2. Portfolio Balance 3. Minimal Risk Tolerance. Time – You need to be willing/able to let your … Continue reading
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Fixed Annuities Vs. CDs
For those looking for low risk investments focused on safety of principal coupled with reasonable returns often times find themselves torn between purchasing either a CD or an Annuity. As both offer safety of principal there are a few things … Continue reading
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5 Questions to Ask When Buying a Fixed Annuity
Annuities can be very useful for some investors and a poor choice for others, depending on the specific financial needs. Perhaps the most important step to purchasing an annuity is to educate oneself on the pitfalls and negative aspects within … Continue reading
All Things Annuity Blog Up and Running!
Welcome to Allthingsannuity. We will be covering general annuity information and new. Please visit our website to learn more about Fixed Annuities.
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